johncrossley
Established Member
I don't use a credit card on a day to day basis, though I have one for emergencies and if I want to split a large purchase over a few months. I prefer to spend money I have. That isn't really a tech thing, it's a financial management thing.
But he mentioned it as part of a long list of 'old fashioned' things that he did. Personally I use a credit card wherever it is allowed to be used because, for the type of purchases I make, it offers superior cashback compared to any debit card alternative. I don't use the credit card for borrowing and I would spend the same whether I used a debit card, credit card or cash. I don't give into temptation the way others seem to.