I think it is quite simply that you get disability access compliance very cheaply
The humps were never intended to be compliant with accessibility legislation. When they were introduced, the Cumbrian Coast was a mixture of 142/153/156 units and which meant you would never know which end the wheelchair access would be. They were actually designed following complaints from local residents along the line who were fed up with the height gap between train and platform and who found the heavy wooden steps useless in many cases. Some of the Guards would be helpful and move steps to assist elderly or less mobile customers but sometime they couldn’t (or wouldn’t). Level access for wheelchairs on some services was an added bonus.
The original design was a much grander one with an aluminium ramp with full handrails. This first iteration had adjustable legs which would have meant they could be tweaked if new rolling stock with a different floor level was introduced.
At the time, Network Rail were suffering thefts of metals of all types and were worried about thieves unbolting parts of the structure and making of with them, although I expect the capital cost was the real problem. They took the design away, refined and de-scoped it, and produced the hump we know today.
I understand that the local council was involved with (or even funded) the development and has 'rights' to a fee for each use. Whether they claim that fee, I don't know.
The humps were funded jointly by Northern Rail, Network Rail and Cumbria County Council (CCC).
CCC receives no royalties for them.
I believe they are referred to as Harrington Humps because that was the first station at which they were installed. I don't think it's a brand name.
Correct.
But why were they not built at train height in the first place?
Legacy. The original companies operating the Cumbrian Coast used low platforms and built footsteps into the carriages. Typically, 150 years later, the railway still hasn’t got around to updating the stations.