Bletchleyite
Veteran Member
A very large proportion of cyclists do have insurance but don't know it. On many home insurance policies the general liability clause covers cycling. (Some policies have cover for liabilities arising from home ownership only, but plenty of them just have a general liability clause).
I have long wondered if the UK should follow Germany in it being the norm for adults to have their own general public liability insurance which would include cycling as it does walking (a pedestrian can cause an accident too). They call it Haftpflichtversicherung. You don't have to have it, but it protects you if sued for negligence in daily life.
I have long wondered if the UK should follow Germany in it being the norm for adults to have their own general public liability insurance which would include cycling as it does walking (a pedestrian can cause an accident too). They call it Haftpflichtversicherung. You don't have to have it, but it protects you if sued for negligence in daily life.