Or that the racks are already full.... Even if the racks near you are full but empty elsewhere, with people told to keep their luggage in sight at all times it's not surprising that they don't want to leave them half way down the carriage. Same goes for airport reservations being positioned away from the large racks. You've got on, found your seats, doors close, and your hold luggage would have to be held aloft over people's heads while toy move it to a rack where you might not be able to see it, and even if you can wouldn't be able to do anything about anyone eyeing it up and making off with it at an intermediate station. Almost inevitably people then but their large bags in front of doors.
I also think it's wrong to assume most people only travel with cabin bags, there's a lot of travellers most notably from the far east (as well as elsewhere) who visit York with large luggage, then you've got a sizable proportion of the population in the central section who might make regular trips to visit family in South-East Asia and/or the Middle East, with their family making the visit in return, and from my experience they rarely travel light on those trips. Just one family is likely to fill all a 185's large luggage space PLUS local luggage racks, so immediately you've got large bags obstructing doors.